Terms and Conditions

• Company refers to Heritage Financial Holdings (“we”, “our”, or “us”).
• Service refers to the Website and any related features or content.
• You refers to the user, whether an individual or entity, accessing or using the Service.
• Account means a registered profile created by You to access parts of the Service.

2. Use of the Website

• You agree to use the Website only for lawful purposes.
• You may not use the Service in any way that could damage, disable, overburden, or impair our Website or interfere with another party’s use of the Service.
• Unauthorized use of this Website may give rise to a claim for damages and/or be a criminal offense.

3. Intellectual Property

• All content on this Website, including text, graphics, logos, images, and software, is the property of Heritage Financial Holdings or its licensors.
• You may not reproduce, distribute, or exploit any part of the Website without prior written permission from the Company.

4. Accounts and Security

• If you create an Account, you must provide accurate information and keep your login credentials secure.
• You are responsible for all activity under your Account.
• We reserve the right to suspend or terminate Accounts that violate these Terms.

5. Privacy and Data Use

Your use of the Service is also governed by our Privacy Policy, which explains how we collect, use, and safeguard your information. By using our Service, you consent to the practices described in the Privacy Policy.

6. Third-Party Links

Our Service may contain links to third-party websites. We are not responsible for the content, policies, or practices of third-party sites. Accessing them is at your own risk.

7. Disclaimer of Warranties

• The Service is provided on an “AS IS” and “AS AVAILABLE” basis.
• We make no warranties, express or implied, regarding the accuracy, reliability, or availability of the Service.
• We do not guarantee uninterrupted or error-free operation of the Website.

8. Limitation of Liability

• To the fullest extent permitted by law, Heritage Financial Holdings shall not be liable for any direct, indirect, incidental, or consequential damages arising out of your use of the Service.
• This includes but is not limited to loss of profits, data, or goodwill.

9. Indemnification

You agree to indemnify and hold harmless Heritage Financial Holdings, its affiliates, employees, and partners from any claims, damages, liabilities, or expenses arising out of your use of the Service or violation of these Terms.

10. Termination

We may suspend or terminate your access to the Service at any time, without notice, if you breach these Terms or engage in unlawful activity.

11. Governing Law

These Terms shall be governed and construed in accordance with the laws of the State of Alaska, United States, without regard to its conflict of law principles.

12. Changes to Terms

We reserve the right to update or modify these Terms at any time. Changes will be effective once posted on this page. Your continued use of the Service constitutes acceptance of the revised Terms.

13. Contact Us

If you have any questions about these Terms, you can contact us at:

Email: brian@heritagefinancialholdings.com 

Phone# (682)-203-7789